{"id":697,"date":"2025-05-08T14:17:58","date_gmt":"2025-05-08T18:17:58","guid":{"rendered":"https:\/\/dettestoutenun.ca\/have-you-been-rejected\/"},"modified":"2026-01-27T15:17:12","modified_gmt":"2026-01-27T20:17:12","slug":"have-you-been-rejected","status":"publish","type":"page","link":"https:\/\/dettestoutenun.ca\/en\/have-you-been-rejected\/","title":{"rendered":"Have you been rejected?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"697\" class=\"elementor elementor-697 elementor-295\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46bcd72 e-flex e-con-boxed e-con e-parent\" data-id=\"46bcd72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6033877 e-con-full e-flex e-con e-child\" data-id=\"6033877\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fd4b58 elementor-widget elementor-widget-heading\" data-id=\"3fd4b58\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Have you been rejected?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-baa3b9c elementor-widget elementor-widget-text-editor\" data-id=\"baa3b9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A rejection can be discouraging, but it&#8217;s not the end of the world. If your bank has turned you down, you faced a mortgage refusal, there are other options. With a <strong data-start=\"486\" data-end=\"505\">no refusal loan<\/strong> backed by <a href=\"https:\/\/dettestoutenun.ca\/en\/mortgage-refinancing\/\">mortgage refinancing<\/a>, I look at your file differently. Not just the numbers, but your entire situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ec71c25 e-con-full elementor-hidden-tablet elementor-hidden-mobile_extra elementor-hidden-mobile e-flex e-con e-child\" data-id=\"ec71c25\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6328ab6 elementor-widget elementor-widget-image\" data-id=\"6328ab6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"619\" src=\"https:\/\/dettestoutenun.ca\/wp-content\/uploads\/2025\/05\/triangles.png\" class=\"attachment-large size-large wp-image-685\" alt=\"triangles\" srcset=\"https:\/\/dettestoutenun.ca\/wp-content\/uploads\/2025\/05\/triangles.png 600w, https:\/\/dettestoutenun.ca\/wp-content\/uploads\/2025\/05\/triangles-291x300.png 291w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c6db1c e-flex e-con-boxed e-con e-parent\" data-id=\"2c6db1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a5af57 e-con-full e-flex e-con e-child\" data-id=\"7a5af57\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cdad1f3 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"cdad1f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1927a35 elementor-widget elementor-widget-heading\" data-id=\"1927a35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Why you were rejected<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8d80a7 elementor-widget elementor-widget-heading\" data-id=\"e8d80a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How can I help you?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe36661 elementor-widget elementor-widget-text-editor\" data-id=\"fe36661\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"729\" data-end=\"989\"><b>Have you been told that your debt ratios are too high?<\/b> No problem. I work with lenders who are much more flexible and sometimes accept ratios up to <strong data-start=\"922\" data-end=\"942\">30% higher<\/strong> than traditional bank standards.<\/p><p><b>Has your credit rating dropped? <\/b>You may be wondering <span style=\"color: #37aa8c;\"><strong>how to get a mortgage with bad credit<\/strong><\/span>? Just because one bank turns you down doesn&#8217;t mean all the others will do the same. I work with institutions that <strong data-start=\"1148\" data-end=\"1194\">don&#8217;t require a minimum <span style=\"color: #333333;\"><a style=\"color: #333333;\" href=\"https:\/\/www.equifax.ca\/personal\/education\/credit-score\/articles\/-\/learn\/what-is-a-good-credit-score\/\" target=\"_blank\" rel=\"noopener\">credit score<\/a><\/span><\/strong>.<\/p><p><b>Are you <span data-start=\"1207\" data-end=\"1231\">self-employed<\/span> and your declared income is too low<\/b>? Each bank has its own method. Some recognize a more realistic portion of your business income.<\/p><p>And yes, you may be eligible to a no refusal loan, even if you have been told otherwise elsewhere.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2d886b elementor-widget elementor-widget-button\" data-id=\"d2d886b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/dettestoutenun.ca\/en\/appointment\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9d50f8b e-flex e-con-boxed e-con e-parent\" data-id=\"9d50f8b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c804fd5 e-con-full e-flex e-con e-child\" data-id=\"c804fd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f628122 elementor-widget elementor-widget-heading\" data-id=\"f628122\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">The no refusal loan, a solution offered by Dettes Tout-en-un<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f21142 elementor-widget elementor-widget-heading\" data-id=\"9f21142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Personalised support<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11394b9 e-con-full e-flex e-con e-child\" data-id=\"11394b9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7426dc2 e-con-full e-flex e-con e-child\" data-id=\"7426dc2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98efd00 elementor-widget elementor-widget-heading\" data-id=\"98efd00\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">It's not a no, it's a new beginning.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-be56987 e-con-full e-flex e-con e-child\" data-id=\"be56987\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b05e43d elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"b05e43d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do you think your only option is a <strong data-start=\"1508\" data-end=\"1525\">private lender<\/strong>? That may not be necessary. Before you go down that route, let me explore some alternative solutions with you. You could save <strong data-start=\"1684\" data-end=\"1701\">a lot more<\/strong> than you think.    <br><br>I don&#8217;t try to pigeonhole your file. I look at your situation as a whole and develop a realistic strategy based on <strong data-start=\"1964\" data-end=\"1996\">the value of your property<\/strong>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec22efe elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ec22efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>My role is to offer you a tailored <strong data-start=\"2035\" data-end=\"2073\">mortgage consolidation plan<\/strong>, without judgment, without unnecessary jargon, and above all, without false promises.<br>Just a clear plan, designed to <strong data-start=\"2187\" data-end=\"2213\">give you some breathing room<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d5f57a e-flex e-con-boxed elementor-invisible e-con e-parent\" data-id=\"5d5f57a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a9ced32 e-con-full e-flex e-con e-child\" data-id=\"a9ced32\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a254baa e-con-full e-flex e-con e-child\" data-id=\"a254baa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afe45f4 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"afe45f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a free consultation now!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-19f75a2 e-con-full e-flex e-con e-child\" data-id=\"19f75a2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de5b24d elementor-widget elementor-widget-text-editor\" data-id=\"de5b24d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"2277\" data-end=\"2522\">Take a few minutes to explain what you are going through. It is <strong data-start=\"2343\" data-end=\"2362\">non-binding<\/strong> and completely confidential. I will take the time to fully understand what is holding you back, and <span style=\"color: #ffffff;\"><a style=\"color: #ffffff;\" href=\"https:\/\/dettestoutenun.ca\/en\/appointment\/\">I will guide you<\/a><\/span> toward <strong data-start=\"2471\" data-end=\"2493\">a real solution<\/strong> that respects your reality.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f63ebc6 elementor-widget elementor-widget-button\" data-id=\"f63ebc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact me<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Have you been rejected? A rejection can be discouraging, but it&#8217;s not the end of the world. If your bank has turned you down, you faced a mortgage refusal, there are other options. With a no refusal loan backed by mortgage refinancing, I look at your file differently. Not just the numbers, but your entire [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":647,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-697","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/pages\/697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/comments?post=697"}],"version-history":[{"count":16,"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/pages\/697\/revisions"}],"predecessor-version":[{"id":914,"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/pages\/697\/revisions\/914"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/media\/647"}],"wp:attachment":[{"href":"https:\/\/dettestoutenun.ca\/en\/wp-json\/wp\/v2\/media?parent=697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}